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Kirk's Letters
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The following are Kirk Spano's letters to clients and the interested from 2009 forward, including a handful of older letters which were sent to clients on the dates noted.

Please note that these letters are not an offer of situation specific advice.  These letter's are merely Mr. Spano's observations, analysis, questions and ideas, and are intended for informational purposes only. Kirk's goal in writing is to educate investors, discuss pertinent economic and financial issues, provide ideas for investment and be as transparent as possible in his practice.

The articles that Kirk writes are not specific recommendations for any investor.  In order to make actual investor specific advice, Kirk must know the investor and their individual circumstances.  To discuss your situation with Kirk, please contact him.

Past performance is no guarantee of future results.  All investments have risk, including the possible risk of loss of principal. The strategies and ideas written about on this site and linked sites are not appropriate for everybody. Information and opinions are subject to change at any time without any notice.

Bluemound Asset Management, LLC and Kirk Spano reserve all copyrights, however, will allow use of sections of letters with proper attribution, link back to KirkSpano.com and prior notice.  Full replication and use of a letter must be agreed to ahead of time.  Please feel free to forward links to letters to your friends and family.

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Item Title
2012: Another Year the World Won't End
The Developing New Prosperity for America
A Once In a Generation X Opportunity
After Midnight
A Cup of Optimism
Pricing In a Recession?
Freedom from Stagflation
Limit Your 401k Contributions
Trading and Investing
Buying the Unloved
Life Changing Investments
2010 Review & The Great Retrenching
Put It There & the Gift of Real Estate
Gridlock or Governance?
Demographic Depression
Independence Day
A Sunny Forecast
Lessons In Externalities
Today's Four Important Questions
Chinese Fortune Cookie
Very Interesting Times
A New Decade: Crossing Mountains
A Recession By Any Other Name
Inflation v Deflation, the "D" Word and Low Hanging Fruit
Here's To Your Health
Bridges To Freedom
A Forward Looking Game Plan
Cars, Banks and Dollars Without Borders
Middle Age
2008 Review: A Whale of a Year
2007 Review: Turning Point
The Second Act
Ever Feel Like Andy Rooney?
 
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Bluemound Asset Management, LLC is a Wisconsin Registered Investment Advisor offering various fee-only services for financial planning, investment management, portfolio consulting, stock and option strategy, fixed income investing, pension income planning, 401k design for employers & 401k asset allocation for employees. 

Wisquote Insurance Services, LLC is an Independent Insurance Agency and Brokerage offering life insurance, health insurance, long term care insurance, medicare supplements, medicare advantage plans and disability insurance.

All information herein has been prepared solely for informational purposes and the basis for further discussion or consideration.  This site does not construe and is not an offer to buy or sell, or a solicitation of an offer to buy or sell any security or insurance plan.

We offer no legal or accounting advice.

Kirk Spano, 13500 Watertown Plank, Suite 202, Elm Grove, WI 53122  Telephone: 414-617-6669

Serving throughout Wisconsin, including, but not limited to: Milwaukee, Wauwatosa, Brookfield, West Allis, Madison, Sun Prairie, Watertown, Appleton, Green Bay, De Pere, Oshkosh, Fon Du Lac, Sheboygan, Neenah, Manitiwoc, West Bend, La Crosse, Eau Claire, Superior, Wausau, Stevens Point, Waukesha, Menomonee Falls, Germantown, Mequon, Cedarburg, Grafton, Whitefish Bay, Fox Point, Bayside, Shorewood, Glendale, Elm Grove, Brown Deer, Kenosha, Racine, Mount Pleasant, Caledonia, Bay View, Mukwonago, Burlington, East Troy, Waterford, Lake Geneva, Janesville, Beloit, South Milwaukee, Cudahy, Franklin, Oak Creek, New Berlin, Greenfield, Big Bend, Vernon, Muskego...